Credit Scores & Money Issues

There’s no way around it. Credit scores and income are two of the biggest barriers to homeownership. Some people think their scores or income are too low. They may be right.

But, the good news is this: You can repair your credit, and you may need less money than you think to buy a home.

Depending on your credit score, Yes You Can will refer you to agencies that can help you repair your credit in order to qualify for a loan from one of our partners. A little online research and a little support from our coaches, however, can sometimes be enough to get your credit score where it needs to be.

We have seen some clients improve their credit score just by doing simple things. So don’t count yourself out just yet if you feel like you have no credit or low credit scores.

Money Problems

When you work with the Yes You Can program, you’ll get familiar with our famous Two-Two-Twos. Let us translate that for you. You’ll need two months of paystubs, two months of bank statements and two years of tax returns in order to qualify for a loan with one of our partners in most cases.

Two-Two-Twos tell us if you are likely to qualify for a mortgage from one of our partner agencies.

We empower all clients with the knowledge to chart their own course to homeownership. Sometimes, that means they need to pause. Lucky for you, you can know some of those non-starters right now. We will work with you to overcome these barriers, and achieve your dream of homeownership.